Best investment plan for salaried person in India?

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Pls. let me know best investment options for salaried person, how to make investment plan?

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Posted by Rajeev Shakya
Asked on 2017-07-06 10:31 am
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High return investment plan in India are, Public Provident Fund. It is the safest and secure long-term investment product amongst the best investment options. Investing a Mutual Fund. … Direct Equity or Share purchase. … Real Estate Investment. … Investing in Gold in Various Ways. Equity Shares Company Fixed Deposits Unit Linked Insurance Plan Post Office Monthly Income Account Scheme and Bonds etc…
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Posted by Guest
Answered on 2017-08-05 2:44 pm
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High return investment plan in India are, Public Provident Fund. It is the safest and secure long-term investment product amongst the best investment options. Investing a Mutual Fund. … Direct Equity or Share purchase. … Real Estate Investment. … Investing in Gold in Various Ways. Equity Shares Company Fixed Deposits Unit Linked Insurance Plan Post Office Monthly Income Account Scheme and Bonds etc…
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Answered on 2017-08-05 2:43 pm
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Investors who are allergic to risk or are risk averse could consider contributing their savings into these safe investment options. Returns are a little low but then they are guaranteed and risk free.
PPF/EPF- EPF,a statutory scheme by the central government, is meant for both salaried and self-employed individuals. EPF, is a financial aid for retirement designed exclusively for salaried employees. PPF and EPF are eligible for tax exemption.
FD- Fixed Deposit is a savings account or certificate of deposit that offers a fixed rate of interest until a specific maturity date.
National Savings Certificates also known as NSC is a saving bond, mainly used for small saving and income tax saving investment in India.
Investment Options Involving Equity or Risk-Investors who expect to gain high returns and are open to taking risks could look at these equity/ market linked options.
If you mean to protect your life then choose term insurance over all other products. Thanks.

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Posted by sharthak (Questions: 0, Answers: 4)
Answered on 2017-07-09 1:34 pm
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Hi, Investment makes things easier for us by decreasing or eliminating the liabilities from our life. Best investment options for a salaried persons are:
EPF – Employee Provident Fund is a very vital tool of retirement planning. The tax free interest (compounding) and the maturity assist in getting good returns of your money. If it continues for a long time period, it can help greatly in achieving the retirement goals.
ELSS – Equity Linked Saving Scheme is one of the most popular investments wherein investors enjoy the benefits of capital increment and tax benefits, as well. Investment in such ELSS MFs will offer tax benefit to investors , which is limited to a maximum of Rs 1 Lakh. There is moderately lesser risk in ELSS.
NPS- National Pension Scheme provides a wide range of investment options and choice of Pension Fund Manager (PFMs) for planning the growth of your investments in a sensible manner where you can also see the growth of your money. It will offer hassle-free arrangement for the individual subscribers.
PPF- Public Provident Fund is one of the one of the most tax efficient tools in India. It was introduced to increase savings among Indians in general, particularly to encourage them to make a retirement corpus.
Fixed Deposit – The interest earned on FD account is higher than the interest earned on savings account. This investment option is one of the best for salaried person with medium income.
MIS- Post Office Monthly Income Scheme provides you a guaranteed return on your investment. Investors interested in generating monthly income can sign up for this account and get an assured monthly income. You will receive interest each month from the date of making the investment, not from start of the month.

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Posted by jigyasa (Questions: 0, Answers: 9)
Answered on 2017-07-09 12:47 pm
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